59427 ZIP Code — Cut Bank, MT

Glacier County, Montana

ZIP code 59427 is located in Cut Bank, Montana, within Glacier County. It covers approximately 1,380.69 square miles and serves a population of 5,008 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 406.

About ZIP code 59427

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $147,400. Owner-occupancy sits near the national average at 69%.

Median household income is $45,929. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 15 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 59427 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, a high rate of remote workers, a significant Social Security-dependent population, and elevated reliance on food assistance.

5,008

population

1,380.69

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

59427 ZIP code map

Cities in ZIP code 59427

Below are the cities the US Postal Service accepts for ZIP code 59427. Using any city not on this list may result in mail delivery delays.

City	Status
Cut Bank	Acceptable
Cut Bank	Preferred

Nearby ZIP codes

59417 Browning (13.5 mi)

Demographics updated 06/2026

Population
Total population	5,008
Population density	5,008 / sq mi
State FIPS	30
County FIPS	035

Geography
Land area	1,380.69 sq mi
Water area	9.57 sq mi
Latitude	48.7379
Longitude	-112.6403
Timezone	Mountain (MT)
Area code	406

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.8%	64.3%	44.2%
$50k – $100k	20.5%	21.4%	32.0%
$100k – $200k	15.6%	11.3%	19.2%
Over $200k	5.1%	3.0%	4.7%

Demographics & statistics

5,008

Population

5,008

People per sq mi

42.3

Median age

$45,929

Median household income

$25,862

Per capita income

$147,400

Median home value

$799

Median monthly rent

68.8%

Home ownership

24.4%

Poverty rate

2.9%

Unemployment

1,460

Housing units

16.3%

Bachelor's or higher

Age distribution

Male Female

181

Under 5

157

167

5–9

145

187

10–14

163

160

15–19

140

121

20–24

105

214

25–34

186

379

35–44

330

406

45–54

354

217

55–59

188

219

60–64

191

264

65–74

230

105

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,229	24.5%
18 and over	3,779	75.5%
65 and over	798	15.9%
Median age	42.3 years

Race & ethnicity

White 63%

American Indian / Alaska Native 28%

Two or more races 6.2%

Hispanic or Latino 1.6%

Other race 0.8%

Asian 0.4%

Group	Count	%
White	3,207	63%
American Indian / Alaska Native	1,425	28%
Two or more races	314	6.2%
Hispanic or Latino	80	1.6%
Other race	41	0.8%
Asian	21	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	58.8%	64.3%	44.2%
$50k – $100k	20.5%	21.4%	32.0%
$100k – $200k	15.6%	11.3%	19.2%
Over $200k	5.1%	3.0%	4.7%

Under $10k 3.9%

$10k–$15k 10.0%

$15k–$25k 11.9%

$25k–$35k 9.5%

$35k–$50k 19.2%

$50k–$75k 14.0%

$75k–$100k 6.0%

$100k–$150k 18.3%

$150k–$200k 4.6%

$200k+ 2.6%

Range	% of households
Under $10k	3.9%
$10k–$15k	10.0%
$15k–$25k	11.9%
$25k–$35k	9.5%
$35k–$50k	19.2%
$50k–$75k	14.0%
$75k–$100k	6.0%
$100k–$150k	18.3%
$150k–$200k	4.6%
$200k+	2.6%
Median income	$45,929

Housing

Home values

Under $50k 8.5%

$50k–$100k 22.6%

$100k–$150k 19.6%

$150k–$200k 21.4%

$200k–$300k 11.9%

$300k–$500k 10.8%

$500k–$1M 3.9%

$1M+ 1.3%

Housing overview

Metric	Value
Median home value	$147,400
Median rent / month	$799
Owner occupied	68.8%
Renter occupied	31.2%
Vacant	17.7%
Single-family detached	74.1%
Large apartment buildings	4.8%
Mobile homes	8.0%
Median rooms	5.5
Avg household size (owned)	2.87

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	1.8%
1990–1999	4.4%
1980–1989	8.7%
1970–1979	15.0%
1960–1969	10.4%
1950–1959	20.7%
1940–1949	13.5%
1939 or earlier	23.8%

Bedrooms

Size	% of units
No bedroom (studio)	3.4%
1 bedroom	12.3%
2 bedrooms	29.1%
3 bedrooms	33.1%
4 bedrooms	17.7%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	42.3%
2 vehicles	24.9%
3 or more	29.0%

Heating fuel

Fuel type	%
Utility gas	57.9%
Electricity	32.3%
Propane / LP gas	8.2%
Fuel oil	1.2%

Households & families

Household type	Count	%
Married-couple family	772	47.7%
Cohabiting couple	69	4.3%
Male householder, no spouse	255	15.8%
Female householder, no spouse	521	32.2%
Households with children under 18	537	33.2%
Households with seniors (65+)	517	32.0%
Average household size	2.92

Marital status

Status	Male	Female
Never married	47.3%	25.8%
Married	42.4%	48.1%
Separated	1.1%	1.7%
Widowed	1.9%	7.3%
Divorced	7.3%	17.2%

Education

Less than 9th grade 9.7%

Some HS, no diploma 5.4%

HS graduate 39.6%

Some college, no degree 20.3%

Associate's degree 8.7%

Bachelor's degree 7.5%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	85.0%
Bachelor's or higher	16.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	67	6.2%
Kindergarten	28	2.6%
Elementary school	561	52.0%
High school	317	29.4%
College / grad school	105	9.7%

Employment

Industry of employment

Education & healthcare 22.3%

Agriculture & mining 15.3%

Public administration 12.7%

Retail trade 12.5%

Professional & management 11.1%

Arts, food & hospitality 5.1%

Transportation & utilities 4.4%

Construction 4.2%

Finance & real estate 4.0%

Manufacturing 3.2%

Other services 2.1%

Wholesale trade 1.7%

Information 1.2%

Occupation

Category	%
Management, business & arts	34.7%
Service	27.9%
Sales & office	18.9%
Natural resources & construction	11.0%
Production & transportation	7.5%

Employment type

Type	%
Private sector	45.1%
Government	38.8%
Self-employed	13.8%
Unpaid family workers	2.2%

Commute

Method	%
Drive alone	60.0%
Carpool	12.5%
Public transit	0.0%
Walk	2.9%
Work from home	24.6%
Other means	0.0%
Avg commute (minutes)	15.3

Poverty

All people 24.4%

Under 18 years 29.5%

18 and over 22.8%

Married-couple families 9.1%

Female-led households 57.3%

Income support

Source	% of households
Social Security	36.4%
Retirement income	19.0%
Supplemental Security	15.2%
Cash public assistance	7.2%
Food stamps / SNAP	18.1%

Health indicators

Condition	%
Obesity	36.1%
High blood pressure	34.0%
High cholesterol	32.5%
Diabetes	12.2%
Heart disease	8.3%
Stroke	4.2%
Asthma	11.1%
Arthritis	28.0%
Kidney disease	3.6%
Pulmonary disease	9.0%
Cancer	7.3%

Behavior / access	%
Smoking	22.7%
Binge drinking	20.0%
No physical activity	26.4%
Less than 7 hrs sleep	31.3%
Depression	23.4%
Fair or poor health	17.5%
Poor mental health	15.3%
Poor physical health	13.6%
No health insurance	13.0%
Visited doctor (checkup)	70.1%
Visited dentist	62.2%
Cholesterol screening	87.2%
Teeth loss	18.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	459	12.1%

Disability	%
Any disability	21.8%
Under 18	8.6%
18–64 years	26.3%
65 and over	25.5%

Health insurance coverage

Type	%
Private insurance	38.1%
Public insurance	62.4%
No insurance	9.8%
Uninsured under 19	14.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,670	93.3%
Spanish	366	7.8%
Other Indo-European	6	0.1%
Asian & Pacific Islander	226	4.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,944	98.7%
Born in same state	4,791	95.7%
Born in different state	3,662	73.1%
Foreign born	153	3.1%
Naturalized citizen	64	1.3%
Not a US citizen	29	45.3%

Ancestry

Ancestry	Count	%
Italian	509	10.2%
Polish	445	8.9%
French	355	7.1%
Arab	183	3.7%

Ancestry	Count	%
Dutch	69	1.4%
English	34	0.7%
German	16	0.3%

Technology access

Metric	% of households
Computer access	32.3%
Internet access	93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 59427

What city is ZIP code 59427 in?

ZIP code 59427 is primarily assigned to Cut Bank, Montana.

What county is ZIP code 59427 in?

ZIP code 59427 falls within Glacier County, Montana.

What is the poverty rate in ZIP code 59427?

24% of residents in ZIP code 59427 live below the poverty line, above the national average.

Does ZIP code 59427 have a large veteran population?

12% of civilians in ZIP code 59427 are veterans, above the national average of ~7%.

Does ZIP code 59427 have a large retiree population?

36% of households in ZIP code 59427 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 59427?

The median home value in ZIP code 59427 is $147,400.

What timezone is ZIP code 59427 in?

ZIP code 59427 observes the MST timezone.